Investment in real estate. Fast and convenient real estate purchase.
With us, you save on average 80 123 CZK of the purchase price
Inquire
We will look for and verify a profitable real estate investment.
- Speed matters – with us you get new offers first
- You also save 150 000 CZK on hidden faults
- Residential and investment properties
- Purchase with us all over the Czech Republic
- Real estate without the risk of legal or technical faults
A head start for you
We will learn about real estate from all over the Czech Republic within an hour of its publication.
- If you are looking for real estate for housing or investment, you'll know this already: When purchasing real estate, speed matters, followed by the price.
- At Bohemian Estates we can find the ideal real estate for you based on your requirements.
- We negotiate the lowest possible price, check the real estate from a technical and legal point of view, and we also take care of all the administration and paperwork.
- If you decide not to buy the real estate, you won't pay a penny.
Calculator of investment
Calculate how much you will save when you buy with us
Investment apartment rental yield calculator
Estimate annual rental income, operating result and a simple yield on the money invested. The calculation excludes income tax, financing and future changes in property value.
How rental yield is estimated
Estimated annual rent is based on the monthly rent and the number of vacant days entered. The calculator deducts the annual costs paid by the owner and the reserve for larger repairs or replacement. Gross and operating yields are measured against the purchase price plus the one-off purchase and preparation costs entered.
This is a simplified operating scenario, not the owner’s final return after every payment. Loan payments, taxes, changes in property value, inflation and exceptional events are not included.
What yield shows — and what it does not
Yield helps compare rental income with the amount invested in an apartment. By itself, it cannot tell you whether a specific flat is a good investment. It does not capture location, technical condition, future repairs, ease of resale or the value of your time. Two properties with the same percentage can have very different risks and long-term spending patterns.
The calculator therefore separates gross yield from operating yield. Gross yield shows rental income before annual costs; operating yield deducts the items you enter. Neither figure is the final return after tax and financing. Treat the result as a starting point for a fuller budget, not as a guarantee of payback or a recommendation to buy.
Include costs beyond the purchase price
The purchase price is only one part of the money required at the outset. Use the one-off cost field for expenses related to acquiring and preparing the flat in your own case. These may include legal or technical checks, furnishing, necessary renovation or initial repairs. Do not enter recurring payments there; those belong under annual operating costs.
The amount varies from property to property. A flat ready to rent may require little preparation, while a property needing work can involve a substantially larger initial investment. If you do not yet know a cost, use a cautious separate estimate rather than omitting it entirely. Leaving preparation or furnishing out can make the gross figure look better than the real project economics.
Use achievable rent and a realistic vacancy allowance
Enter monthly rent excluding service advances and base it on what comparable flats in that location can actually achieve. Advertised asking prices do not always match rent agreed in a tenancy. Layout, condition, furnishing, transport, parking and the local pool of people looking for a home all affect the price. Only reflect a renovation or special feature in your assumption when comparisons support it.
Vacancy days should include more than the time with no tenant: allow for preparing the flat, viewings and arranging the next agreement. Consider early termination, repairs between tenancies and local seasonality. For a single property, prepare at least a typical and a cautious scenario. Combining full rent with no gaps gives only a theoretical upper limit.
Keep operating costs and reserves separate
Annual owner-paid costs may include management, insurance, routine maintenance or other bills you do not pass on to the tenant. Follow the actual billing arrangement. A tenant may pay service advances separately; if you only collect and reconcile them, they are not automatically your rental income or expense. Do not count the same item both as an annual cost and again in the reserve.
A reserve represents irregular spending such as replacing appliances, flooring or furnishings. It may not be spent every year, but these costs can materially affect the result over time. Set the amount with the flat’s condition, age of fittings and planned maintenance in mind. The calculator does not estimate the probability of a breakdown or the future cost of labour and materials.
Read gross income and operating result together
Gross yield starts from estimated annual rent. The operating result subtracts annual costs and the reserve. Operating yield then compares that result with the purchase amount including the one-off costs entered. Consider both the cash amount and the percentage: a small operating result can look quite different depending on which expenses you included in the inputs.
A negative result means the entered rent does not cover the annual costs and reserve. It is not a calculator error or a prediction that the flat can never be profitable; it is a prompt to check the assumptions. When the annual operating result is zero or below, a simple payback period cannot be meaningfully calculated.
The payback period is deliberately simple
Simple payback divides the total initial investment by the annual operating result. It assumes income and costs repeat at the same level each year. It does not account for the time value of money, rising or falling rents, property-price changes, selling costs or future tenant turnover. It should not be confused with the total return over the holding period.
You may sell before the initial amount has been recovered through rent, and the sale price may materially change the outcome. A long holding period can also bring larger replacement costs. Before making a decision, build a multi-year scenario for income, repairs, financing and an expected resale price. This calculator shows only a simple first layer of that model.
Add financing and tax in a separate budget
The estimate is an operating result before financing and tax. If you use a loan, add interest, the payment schedule, possible fees and your own capital to your budget. Consider whether it can absorb a rate change, vacancy or a major repair. Operating yield on the full acquisition amount is not the same as a return on your own equity.
Tax treatment depends on the circumstances and how the property is used. This calculator does not assign a tax regime or apply statutory deductions. For an after-tax decision, prepare a separate calculation using your own facts and verify the approach for your case. Do not treat an operating estimate as the amount you will automatically receive in your account.
Compare scenarios on the same basis
If you are choosing between several flats, use the same definitions of rent, costs and initial investment for each. Otherwise, differences in furnishing or reserve assumptions—not the properties themselves—may drive the comparison. Record where each assumption came from and distinguish documented amounts from estimates.
Alongside a typical case, try a cautious scenario with lower rent, longer vacancy and higher costs. If the budget fails under those conditions, the decision depends on optimistic assumptions. Change one input at a time to see what drives the result most. Even a favourable calculation does not replace checks of the legal and technical condition or the terms for renting out the specific flat.
The prefilled values are illustrative only. Replace them with your own estimates; this calculator does not forecast future rent or property appreciation.
4 reasons to buy real estate with Bohemian Estates
You pay the lowest possible price
- For successful price negotiations, we use hard audit data, price maps according to the Cadastre of Real Estate, as well as our 16 years of experience.
- We personally visit and inspect the real estate for you.
The widest selection, “under-the-counter” offers, and a head start over the others
- Our BES system guarantees you a time advantage: 24 hours a day, it searches for real estate advertising on Czech websites (real estate agencies, owners, auctions, unpublished and “under-the-counter” offers) and matches these offers with your requirements.
- As soon as a suitable offer appears, we will send it to you immediately by e-mail.
- Unlike even the largest real estate agencies and developers, we are not limited by our own offers, so we can offer you the best real estate available.
No hidden defects or legal setbacks
- The technical condition of the property will be thoroughly knocked down (sometimes literally) by our experienced technicians. You will get an overview not only of its actual condition, but also of any necessary investments in real estate.
- The legal status of the property will then be checked in detail by our legal department so that no unpleasant surprises await you in the future.
Comprehensive service: We search, check, arrange, and hand over
- With us, you have a seasoned, independent professional on your side, who guides you through the entire process of acquiring the real estate - from finding it, through the legal aspects, to handing it over when you become the owner.
- In order for you to be able to sleep peacefully with the knowledge that everything is “legally correct”, complete contractual purchase documentation will be prepared (or revised) for you by our specialized legal department.
- We can take care of additional services: We provide safekeeping of security deposits, communication with the Cadastre of Real Estate, and all the administrative matters.
Testimonial
When buying an apartment, I appreciated the representation in negotiations, legal steps and amendments to contracts without delay and assistance in signing. They saved me a lot of worries and time and I could do my work in peace.
Strategy manager, SAB servis
How it works
Your journey to your own real estate for housing or investment
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You tell us your requirements
Our specialist discusses with you in detail the real estate you want to buy.
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We sign a contract
We collect a refundable deposit of 5 000 CZK from you. From now on we work for you, you don't have to do anything. Instead, we immediately start looking for the right real estate. We enter your requirements into our system, and “set the ball rolling”.
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You choose from specific offers
We review and verify the offers that interest you (or together with you if you wish).
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We negotiate the largest possible discount for you
We use hard audit data, price maps according to the Cadastre of Real Estate as arguments for counterparties, as well as our 18 years of experience.
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We hand over the property to you
We guide you through the entire purchase process, i.e., factual, legal, and administrative.
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We collect our payment
We charge 1.5% (excluding VAT) of the purchase price of the real estate for the comprehensive real estate search, verification, and handover services. If we negotiate a discount for you, we will take the standard 10% (excluding VAT) of the reduced amount.
Example
How we saved a client from Prague 80 123 CZK and 62 hours of nerves and paperwork
The Client's requirements
- Buy a reconstructed apartment for an investment rental
- 2+kk in the vicinity of Prague
- up to 75 000 CZK/m2
- up to 4.5 million CZK
What we did
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We found seven offers that met the criteria. We let the owner know about them as soon as they appeared on the market (and before other interested parties found out about them).
This saved the client about 19 hours of searching for suitable advertisements.
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We performed five inspections and selected one apartment that best suited the owner's expectations about an ideal investment property.
This saved the client about 10 hours spent inspecting the apartments.
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Our legal department reviewed the contractual documentation and identified an error in the acquisition title that could invalidate the subsequent transfer.
This saved the client about 30 hours of legal wranglings and incalculable costs.
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Before concluding the final purchase contract, we negotiated another discount of 50 000 CZK based on experience and watertight arguments.
We oversaw the entire process from the client's purchase of the apartment to it being handed over.
Calculation
- Net savings for the client
- 80 123 CZK
- Total costs for the real estate
- 2 919 879 CZK
- How much did the client pay for these services?
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- 1.5% + VAT from the final purchase price
- 51 725 CZK
- 10% + DPH from the negotiated discount
- 18 150 CZK
- Total
- 69 879 CZK
- How much did the client save thanks to these services?
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- Savings from the purchase price
- 50 000 CZK
- Work and worries
- 62 hours
- Total
- 50 000 CZK + 62 hours
How did we add value to the client's apartment?
We immediately rented the owner's apartment with a guaranteed rental price of 11 500 CZK per month, i.e., with a guaranteed 4.7% annual appreciation.
Do you have any questions?
Before contacting us, take a look at the FAQ
- What are the benefits of your services when I can contact a real estate agent or developer?
- Even the largest real estate agencies and developers will only offer you the properties they have on offer. On the contrary, you can be sure that we search for and select from all the offers of real estate agencies, developers, and private owners available on the market. We also monitor auctions, and the most interesting thing is that thanks to our network of partners, we can also offer you “under-the-counter”, unpublished offers, which you will not get from real estate agencies or developers. Another incalculable benefit is that we save you hours and even days by searching for online offers and bypassing real estate agencies and developers.
- What if I don't choose any of the real estate you offer me?
- Nothing happens, the costs of the services are covered by us, and you pay nothing.
- Why should I pay a commission as a buyer? If I buy an apartment from a real estate agent, I do not pay for it.
- Because you get a complete service in a single package and without work, but mainly because it pays off: We will save you much more than the service fee, and we will save you weeks of time. In addition, we choose from all (even unpublished) available offers, so with Bohemian Estates you are sure to get the largest choice. A technical and legal inspection of the real estate highlights any risk associated with the purchase and saves you a lot of worries and unexpected costs. Finally, as the icing on the cake, we negotiate a discount on the purchase price for you. The services of an experienced lawyer alone would cost you more than our complete package of services, thanks to which you will come to the purchase of an apartment as finished.
Pass it on and get money in hand
A good word pays off:
- 5 000 CZK per rental recommendation
- 10% commission for property sale recommendation (minumum 10 000 CZK).
Save the time, money, and worries of your friends or acquaintances with renting and selling an apartment, and get rewarded.